1700 Langstaff Road,
Suite 1001, Concord,
ON, L4K 3S3

Please contact me if you'd like to meet & discuss your financial goals and needs.

416 849 2931

416 454 5142

Mortgages

Financing a home may be the biggest financial decision you ever make. I'll help you make sure it's the right decision and can put you in touch with a mortgage planning specialist who will help you choose the mortgage that's right for your lifestyle and budget.

Rate options

Variable rate mortgage

Variable rate mortgage offer the advantages of an interest rate that floats based on their prime rate over a five-year term.

Lock and roll mortgage

Lock and roll mortgage offers the convenience of a five-year term mortgage plus the advantage of a preferred short-term rate.

Fixed rate terms

Choose from the following terms:

  • Six months and one-year open mortgage
  • Six months and one-year convertible mortgage
  • Two-, three-, four-, five-, seven- and 10-year closed mortgages

Flexible features

Residential mortgages include several flexible features:

  • Pre-approval
  • Competitive interest rates
  • 90-day rate commitment period
  • Amortization periods up to 35 years
  • Monthly, semi-monthly, bi-weekly or weekly payments
  • Pre-payment privileges:
    • Double payments
    • Up to 15 per cent increase in regular payments
    • Up to 15 per cent annual lump-sum payments
  • Portable
  • Assumable

Special financing options

Mortgage planning specialists have a complete range of innovative options such as:

  • Low-cost re-advance program
  • Construction financing
  • Refinance option
  • Bridge financing

Mortgage life insurance protection

Whether you're buying a home or renewing your existing mortgage, there's something you need to consider. What happens to your family's dreams if you should die? Would your family be able to stay in their home?

Through a personal life insurance policy, you can plan to meet more of your family's needs in the event of deathincluding staying in your dream home. Talk to me today to discuss your insurance needs.

Do you know

what you need to be saving &
earning to retire comfortably?

Read More

Investing and Protection

what your needs are before you need it?

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Latest News

When is the last time you reviewed your Financial Plans?

Posted by Miles Rubinoff on 11 May 2016
When is the last time you reviewed your Financial Plans?
  When was the last time you reviewed your Financial Plans, Insurance bought years ago, Investments old and new money. If you don&...
Posted in: Insurance  

"Finding Money Through Cash Flow Analysis".

Posted by Miles Rubinoff on 10 May 2016
"Finding Money Through Cash Flow Analysis".
Working with clients it is easy to learn the wishes they have but often times the money has not been available to fund their wishes right away. Usi...
Posted in: Insurance  

Do you have the right coverage you need?

Posted by Miles Rubinoff on 5 April 2016
Do you have the right coverage you need?
Do you know what coverage you have and when you last reviewed it? Do you know what coverage you need and the various types to cover you, bef...
Posted in: Insurance  
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Miles Rubinoff, CLU

Please contact me if you'd like to meet
& discuss your financial goals and needs.

1700 Langstaff Road, Suite 1001
Concord, ON
L4K 3S3

Phone: 416 849 2931

Cell: 416 454 5142

Brash Associations

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