I want to understand your needs, recognizing they may change as you proceed through life's stages.
Life Stages
Early Career
As you start your career, you may want to:
![Life Stages | Brash Financial](https://assets.cdn.thewebconsole.com/S3WEB7315/images/Brash-LifeStages-EarlyCareer.jpg?m=5404e1234091c519eb8129717d5caf3e)
- Purchase life and disability insurance to cover your income or protect your ability to earn an income
- Purchase term life insurance or critical illness insurance as a cost-effective way to cover an outstanding mortgage or debt
- Purchase health and dental insurance coverage if your employer does not offer a group benefits plan
Family
Having children changes your life and your needs. Now is a good time to:
![Life Stages | Brash Financial](https://assets.cdn.thewebconsole.com/S3WEB7315/images/Brash-LifeStages-Family.jpg?m=5f6b359b89498cca76066252ed06fa28)
- Review your financial security plan
- Plan for your children's education with options such as a registered education savings plan (RESP)
Business Owner
If you own your own business, you may want to:
![Life Stages | Brash Financial](https://assets.cdn.thewebconsole.com/S3WEB7315/images/Brash-LifeStages-BusinessOwner.jpg?m=94b54c49b4f1c2c6984a3381ddc14e7c)
- Buy insurance to help cover outstanding business loans or mortgages if you die or suffer from critical illness
- Purchase a health and dental insurance plan
- Consider group insurance options for your employees
Retirement
If you are retired or plan to retire soon:
![Life Stages | Brash Financial](https://assets.cdn.thewebconsole.com/S3WEB7315/images/Brash-LifeStages-Retirement.jpg?m=5992be9adb3b220ffa4d88041c63cbd7)
- Insurance can help supplement your income and can help you leave a legacy
- Health and dental insurance coverage can take over if your benefits through your employer end upon retirement